Access to an affordable HMO on GCash is now available to millions of Filipinos through GInsure, the app’s in-app insurance platform. GCash and KwikCare have partnered to offer digital-first HMO coverage through a flexible monthly subscription starting at ₱995.
The partnership aims to help Filipinos prepare for unexpected medical costs while making quality healthcare more accessible.
Making Healthcare Coverage More Accessible
For millions of Filipinos, quality healthcare remains a luxury that can be difficult to afford. This leaves many families vulnerable when unexpected medical emergencies arise.
Recent data highlights the challenge. Some 64% of Filipino families cannot afford a ₱10,000 hospital bill without falling into debt¹. Meanwhile, 30% of households live on the brink of financial distress, with sudden health shocks acting as a major driver of this vulnerability².
The challenge is especially felt by MSME workers, gig economy freelancers, and part-time earners. Many do not have access to traditional corporate HMO benefits. As a result, they can be just “one sickness away from poverty.”
Making healthcare coverage more proactive, affordable, and accessible can help address this cycle. It can also help Filipino breadwinners protect their health while safeguarding their hard-earned financial stability.
Affordable HMO on GCash Through GInsure
Through GInsure, GCash has partnered with KwikCare to provide digital-first HMO coverage through a flexible monthly subscription.
The offering does not require a large upfront payment, long-term commitment, or complicated paperwork. Users can sign up within minutes, making healthcare coverage easier to access.
KwikCare’s monthly HMO plans are designed to provide greater flexibility for different needs and circumstances. Plans start at ₱995 per month.
The coverage includes inpatient, outpatient, emergency, and laboratory services. Users also get cashless access to more than 2,000 accredited healthcare providers nationwide.
Benefits can reach up to ₱350,000. The plans also include additional personal accident coverage of up to ₱1 million. Users can also add family members to their coverage.
GCash and KwikCare Highlight Financial Protection
“Filipinos deserve the peace of mind that comes with reliable health coverage. When breadwinners and their families can better access essential health services as well as manage unexpected medical emergencies without worrying about the costs, we’re protecting not just their health, but their financial future,” shared Winsley Bangit, Group Head of New Business at Mynt, the parent company of GCash.
“Our mission has always been to make quality healthcare more accessible to every Filipino. Through our partnership with GCash, we’re bringing reliable HMO coverage closer to millions by making it available through a platform they already use every day,” emphasized Hamilton Angluben, Chief Executive Officer of KwikCare. “We believe digital distribution is one of the most powerful ways to expand healthcare access and help more families protect both their health and their financial future.”
How to Get an HMO Through GCash
To get affordable HMO on GCash, open the app and head to “GInsure.” Then, tap “HMO” in the Marketplace section.
As more Filipinos use digital platforms to manage their everyday finances, GCash and KwikCare are also making health protection more accessible.
Through GInsure, the partnership allows Filipinos to manage their health coverage conveniently. It also aims to help them protect their savings from unexpected medical costs and navigate their healthcare needs with greater confidence.
For more information, visit https://www.gcash.com.
Would an affordable monthly HMO plan make healthcare coverage more accessible for you or your family?
About GCash
GCash is the Philippines’ #1 Finance Super App and Largest Cashless Ecosystem. Through the GCash App, users can easily purchase prepaid airtime; pay bills via partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 6 million partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. Its mobile wallet operations are handled by G-Xchange, Inc. (GXI), a wholly-owned subsidiary of Mynt, the first and only $5 billion unicorn in the Philippines.
GCash is a staunch supporter of the United Nations Sustainable Development Goals (SDGs), particularly UN SDGs 5,8,10, and 13, which focus on safety & security, financial inclusion, diversity, equity, and inclusion as well as taking urgent action to combat climate change and its impacts, respectively.